Which is NOT a calculated option for the Smiths on the Retirement Options Page?

Which is NOT a calculated option for the Smiths on the Retirement Options Page?

• A. Increase contributions
• B. Change retirement age
• C. Modify Social Security claiming
• D. Increase growth rates

Answer: (D)

The idea being tested is which actions on the Retirement Options Page actually trigger new retirement calculations. The page is meant for decisions that change the timing or amount of retirement income. Increasing ongoing contributions changes cash flow and future savings, changing retirement age shifts when withdrawals begin and how long they last, and modifying Social Security claiming alters the benefit amount and start time. Each of these actions directly affects the projected outcomes and causes the calculator to recompute. Increasing growth rates, on the other hand, is an underlying assumption about investment performance rather than an income-related decision you make on this page. It’s set as a long‑term input and isn’t an option on the Retirement Options Page that re-runs retirement projections. So it isn’t a calculated option on this page.

The idea being tested is which actions on the Retirement Options Page actually trigger new retirement calculations. The page is meant for decisions that change the timing or amount of retirement income. Increasing ongoing contributions changes cash flow and future savings, changing retirement age shifts when withdrawals begin and how long they last, and modifying Social Security claiming alters the benefit amount and start time. Each of these actions directly affects the projected outcomes and causes the calculator to recompute. Increasing growth rates, on the other hand, is an underlying assumption about investment performance rather than an income-related decision you make on this page. It’s set as a long‑term input and isn’t an option on the Retirement Options Page that re-runs retirement projections. So it isn’t a calculated option on this page.