eMoney Certification Practice Test

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• Inflation in financial planning is typically tied to which index?
• Settings: Security allows you to change which items?
• What is the primary purpose of the Goal Planner?
• Which report provides a high-level overview of retirement readiness?
• To change your password, navigate to which Settings category?
• Which of the following would fall under the 'When' category in the Who What When methodology?
• In Goals in Base Facts, what is the default ordering?
• When new Fact Defaults are added within Settings, who will receive these new default assumptions?
• Which setting controls the ability to view Monte Carlo results and adjust probability of success ranges?
• Security Overrides TAB pulls override information from which source?
• In the liquidation strategy tool, which tab is used to protect an asset?
• Which statements about customizing the Client Site are true?
• Which option best describes the primary purpose of Foundational Planning?
• What best describes Vault in eMoney?
• How often do client site values update?
• Which statement about the Needs Analysis presentation is true?
• Which is NOT a calculated option for the Smiths on the Retirement Options Page?
• Which capability describes the advisor Settings area in eMoney?
• What is a typical result when a client uploads documents to Vault?
• To evaluate expenses, which report should you use?
• Which Settings section would you use to access Fact Defaults?
• In eMoney, the advisor fee schedule typically applies to assets under management.
• Which report is described as a ledger-comprehensive projection?
• Which statement best describes the relationship between Goals and Workshops?
• In Retirement Needs Analysis, which two reports show if retirement is unfunded and by how many years?
• An education expense created in base facts should flow into the Foundational Planning Tool in what way, and an expense created in the Foundational Planning Tool should flow into base facts?
• In Rodriguez's Cash Flow Report, when does the simulation begin?
• A client wants their plan to factor in an expected increase in yearly expenses after age 80; what's the best way to show this in Living Expenses?
• Which factor is NOT listed as a factor in calculating life insurance for a client?
• Where do you customize the welcome message in onboarding settings?
• In Presentations Training, what is the first required step when creating a new presentation?
• What does '(Projected)' indicate in index names?
• In the Assumptions SUP report, what information is summarized?
• Which statement describes the Needs Analysis Tool?
• What is the purpose of the Distribution Center?
• Which statement best describes Foundational Planning?
• What is the main purpose of the Core Cash account?
• Which plan shows higher probability of success for Alberto's Education goal due to plan choices?
• Which of the following are available Client Site Organizer sections?
• Where can you change the Monte Carlo Probability of Success ranges to better reflect your definitions?
• What is the best way for an advisor to assign action items in the Basic Facts?
• Which report is a projection that focuses on just the timeframe?
• In eMoney, where can an advisor make changes to items such as their password, RSA Settings, Fact Defaults for newly created clients, or their currently enabled Integrations?
• Final expenses refer to which costs?
• Which statement about Client Sites is correct?
• What is the primary purpose of the Onboarding Tool?
• How can an advisor view a client's website?
• Which statement about Estate Planning Reports is true?
• What is the purpose of Reports?
• Which of the following is an available Client Site Default found in an advisor's Settings?
• Which option describes an alert that is not active?
• Where can you configure client goals for Lead Capture?
• The Decision Center offers which of the following views?
• On the Assets Report, how do you find the approximate value of Tom's 401(k) in 2026?
• When an advisor delegates client management to another team member via Share All Clients, which capabilities does that user gain?
• Which changes contributed to an increase in Retirement Probability of Success in the Rodriguez Recommended Plan?
• Besides increasing savings to his 529 plan, what is another option to increase the probability of Alberto's Education funding?
• To adjust onboarding options at the individual level, which sequence is described?
• Gifting: which tax concept is associated?
• Where in the reports can you see exactly how much California state income tax the Smiths pay in the current year and how do you access it?
• Which of these is not a function you can perform while in the Advanced Planning tool?
• How can external documents be added to Vault folders?
• What does changing the theme affect on the Client Website?
• Which action would you take to obtain a conventional client deliverable from the platform?
• What are some factors that go into calculating life insurance for a client?
• Which planning tool provides the most flexibility and is best suited for modeling complex planning scenarios?
• Which of the following is NOT listed as a Families area?
• Default tax form in tax assumptions?
• Which icon indicates a document has been shared with a client?
• What should be the destination account for income flows such as salary and earnings?
• In Decision Center Reports, what do the color indicators signify?
• In the Onboarding Process, where does information entered by the client appear?
• The primary items on the Financial Feed are
• What feature does Decision Center offer?
• What does the starting graph in the Decision Center Tool illustrate?
• Where can helpful resources be found at all times for eMoney subscribers?
• What does the Spending Tool do?
• Where would an advisor go to show up to four different scenarios side-by-side?
• A current client is overwhelmed by all of the data that they need to enter into the Client Site. Which eMoney feature should the advisor utilize in this situation?
• Which planning tool is described as the most flexible for complex planning scenarios?
• Advisor Inv Assumptions are defined as...
• How can advisors generate a conventional deliverable to their client?
• Which Client Website Management option will allow a client to add or remove data on their Client Website?
• Which statement describes Survivor Income Report and Distributions Report?
• Which statement best describes the relationship between Goal Metric and Plan Metric in Foundational Planning?
• Expense & Taxes data can be fed in through which method?
• Which of the following is a valid Client Site Default?
• What does the Cash Flow (CF) report show?
• In Market Indices TAB, what does ROR/Geometric Mean represent?
• What are the two default goals in the Basic Facts for all clients?
• In Foundational Planning - Current Situation, which area allows you to enter a client’s current retirement goal?
• What two goals are presented to a client at the beginning of Lead Capture?
• Which statement best describes Vault access for advisors?
• The Integrations setting in Settings is used to manage what?
• What does selecting 'Save as DEFAULT' accomplish?
• How do you access the final Needs Analysis presentation?
• From the Client List, how do you view a specific client's website?
• Which is a Vault Pros benefit?
• Which statement about Vault access is true?
• Which is not an available Green, Blue or Red technique to modify in the Decision Center?
• Year End Savings section deals with what concept?
• The LeadCapture tool provides a link to which tool for prospects?
• What is the Core Cash account used for?
• What does standard deviation signify in Market Indices TAB?
• Settings: General allows you to customize what?
• Fact Defaults are used to expedite which process?
• Which statement about the Needs Analysis Tool is true?
• Which report shows income tax along with tax burdens?
• How often do credentials within a connection need to be updated?
• How do you clear any excess cash flow at year end from the Core Cash Account?
• Which sequence describes how to generate the LeadCapture share link?
• Rate of Return vs Mean Rate: which used for which projections?
• In Client Website settings, can a client customize alerts, security, and privacy?
• Planning Reports are used for what primary purpose?
• What does the Advanced Facts view provide?
• Under Basic Facts, which type of goals are highlighted?
• In Statements, what information is included?
• What is a Workshop?
• Where does the client data within the Foundational Planning tool come from?
• In the retirement scenario, where is the value gained located?
• What is the Organizer?
• How can LeadCapture be publicly accessed and customized?
• In Estate Planning Reports, what does the Net Worth tab show?
• Which item is NOT listed as a Vault document category?
• What do Data Verification Reports confirm about client data?
• What features can you customize in Market Index data?
• Which of the following is a valid Lead Capture goal option?
• Which types of resources are available in the Knowledge Base?
• In the Recommended Plan, did the Rodriguez Retirement Probability of Success increase? Why?
• In the Onboarding process, what can an advisor customize?
• The primary items that appear on the Financial Feed are?
• What is the typical sequence in the Onboarding Process?
• The Goal Metric view is best used for what?
• How is planning output typically presented in the Decision Center?
• What is contained within Tasks/Notes?
• Which sources automatically transfer client data into Foundational Planning?
• Which statement best describes the Goal Planner Tool?
• Foundational Planning provides features that allow advisors to do what?
• Which report provides the most detailed view of how an individual is projected financially?
• What taxes does the Income Tax report project?
• Which interfaces allow viewing a client's website directly from the management UI?
• Why is Ariana's education more funded in the proposed plan?
• Why would Alesandra need less life insurance if Luis passes away prematurely before her?
• In the Goal Planner tool, how many side-by-side scenarios can be displayed in a comparison?
• In the Lead Capture Experience, what happens when a prospect clicks Next Step?
• Tax rates can be customized for which levels?
• What is the sequence to access Foundational Planning for a client?
• Where can you set the global setting for Onboarding to be on by default?
• Which report shows projected tax outcomes?
• How can you tell if a Vault document is shared with a client?
• Which statement describes the onboarding questionnaire content?
• Where are the Basic Facts found?
• Tax Adjustments include which items?
• Which option reflects a likely outcome after using Lead Capture's Next Step?
• Who can customize which reports are available on a Client Site?
• What is the process called that links to online institutions hosting client assets and brings information back to eMoney?
• What is a primary function of the Knowledge Base?
• Which statement best describes the Plan Metric on Foundational Planning?
• What does the Client Site offer?
• In the 'Recommended - Retired at 66' scenario, where can you find the value gained?
• According to the Safe and Secure policy, how long is a user locked out after three consecutive incorrect login attempts?
• Which statement best describes semi retirement age?
• Which statement best describes the Goal Metric on Foundational Planning?
• The LeadCapture Tool is designed for which group?
• Which bell color indicates a disabled alert?
• What does an advisor need to click to send the Needs Analysis presentation to the client Vault?
• Which security features are described as part of Vault protection?
• What is probate rate?
• Why would the Onboarding tool keep appearing every time a client logs into their website?
• Which statement about Financial Priorities in Basic Facts is correct?
• How can a user sign up for Live Training webinars?
• The 'Who' in the Who What When methodology includes which elements?
• Where is the Advanced Facts location within the system?
• In Market Indices TAB, Mean Rate/Arithmetic Mean corresponds to...
• Where would you find the Advanced Planning suite of reports in the system?
• What is the primary purpose of a Transfer Flow in eMoney?
• Which statement about the Decision Center Tool is true?
• Which main report contains a 'Savings' and 'Withdrawals' sub-report?
• In the Lead Capture system, where are prospects primarily located?
• What saving option do you choose if you only want new Clients to have these options and not the Clients already added?
• Choose the best statement about the Cash Flow report: which is true?
• Which statement best describes Basic Facts?
• What are the steps to share a presentation that was sent to the vault?
• Which statement is true about Year End Savings post-retirement?
• Model Portfolios TAB indicates what regarding models?
• Where can you find the current growth rate of the 'New Growth Portfolio'?
• Which scenarios are included in the What Ifs?
• What is Client Onboarding?
• Which statement best describes alerts in the system?
• Which statement best describes the primary function of the Goal Planner?
• In Vault, which sharing capability is mentioned?
• What client information is NOT included in the Retirement Goal Lead Capture Experience?
• What constraint exists regarding market indices in Asset Classes TAB?
• Which subreport provides mortgage amortization details and related liabilities?
• Basic Facts includes a capability that can be used during a client meeting.
• Where are Investment Assumptions located in the interface?
• Which planning tool allows you to manipulate the data and show results while presenting to a client?
• Which client profile makes the most sense to utilize Foundational Planning?
• Investment pages contain which information?
• Which of the following types of documents are stored in the Vault?
• Which report would an advisor go to if they wanted to see every transaction that occurred in the simulation for a given year?
• Which bell color indicates an enabled alert?
• In eMoney Presentations, all pages start with base facts.
• What can an Advisor customize in regards to the Lead Capture tool?
• Information entered in Base Facts _______ flow into Needs Analysis; information entered into Needs Analysis _______ flow into Base Facts.
• Which statement is true about Goals & Workshops?
• In Advanced Planning Scenarios, which statement is true?
• Which page is NOT included in the Decision Center Presentation?
• How can the Lead Capture link be shared with clients?
• What does the starting graph in the Decision Center Tool illustrate?
• Which aspect of Lead Capture is explicitly customizable?
• Lead Capture is set up in which area?
• Who can be shared a client profile in eMoney?
• In Year End Savings analysis, how do outflows and inflows compare in pre-retirement and post-retirement years?
• Which of the following describes eMoney's security features?
• Unclassified Holdings TAB is described as being done on what basis?
• Fact Defaults apply to which of the following?
• What is a Goal in the system?
• Client Assumptions are described as being...
• In the client workflow, which path leads to adding a Needs Analysis?
• The 'What' category includes which items?
• The Smiths have employee and employer contributions set up for their qualified accounts. Which Cash Flow sub-report would show both the employee and employer match?
• Which items are included in the Basic Facts?
• Which report is a point in time report for investments?
• Which items can be customized on the Client Site?
• Why do the Smiths have a negative net cash flow in certain years?
• Which income streams are required to go into the Core Cash account?
• Which resource type is NOT listed as part of Knowledge Base resources?
• In Asset Classes TAB, how is the current growth rate defined?
• What best describes Vault overall?
• What does Asset Allocation show?
• Which statement describes Client Specific Folders?
• In Foundational Planning - Proposed Plan, which area is used to see how hypothetical changes would affect the plan?
• In the Recommended Plan Scenario, what assets are NOT included in their Total Portfolio Assets when they pass away?
• Which option is not a Green, Blue or Red technique in the Decision Center?
• Why is Tom's Net Worth Higher than Jane's Net Worth if they die as of today?
• Which of the following is NOT an existing Needs Analysis module?
• Monte Carlo Results can be viewed in the following places EXCEPT:
• Which report would you use to quantify how many years the retirement funding is unfunded?
• Which of the following is NOT a savings goal in Lead Capture?
• In the default liquidation order, which accounts would be liquidated first?
• What does the Onboarding Tool guide clients to enter?
• Client Onboarding Options are set up and enabled in which section, and Lead Capture is set up and enabled in which section?
• The 'When' category includes which items?
• In a cash flow simulation, what can be changed?
• Where would you upload a company's logo in the eMoney application?
• Which feature is designed to streamline onboarding for clients?
• What does Advanced Planning enable advisors to do?
• Which report explains the sequence of events in accounts?
• If a client is moving, which area can be planned for future change?
• Which email address is best to add to the delivery options for an advisor's alerts?
• Which of the following can an Advisor customize in regards to the Client Website Invitation Email?
• Which feature allows excluding an account from ever being liquidated?
• Within the Families framework, which area is included?
• Intestacy rules apply to assets in what type of state?
• What is the primary purpose of the Vault?
• Where do tasks appear on the client website in eMoney?
• Which sequence correctly represents the steps in the planning process?
• Is there any additional fee charged based on the number of Client Sites active?
• What is the maximum storage capacity in the vault for an individual user?
• In the Cash Flow report, which two sub-reports show when a client begins taking supplemental withdrawals?
• Which item is NOT an available Fact Default in an advisor's Settings?
• What does The Big Picture Retirement Needs Analysis report show?
• Which report is a detailed balance sheet?
• How can end-clients reset their Client Site password if they cannot recall their existing password?
• Which tools are available to an advisor at the same time?
• Which of the following is true about Settings?
• Which item is NOT a current How-To in the Knowledge Base?
• What is the difference between a 'What If' and a 'Scenario' in planning?
• What information does the Client Site Organizer page contain?